Students entering college as freshmen who have not received as much scholarship money as they need to make college affordable should continue to look for scholarships once they enter college. There are scholarships ear-marked for students in specific majors at colleges given by academic departments and by scholarship offices. Additionally, there are scholarships available from alumni associations, student associations and parent groups. Beyond that, there are national scholarships related to college majors offered by professional associations related to majors. 

Whether the student is seeking internal college scholarships or national scholarships in their field, they need to do research on what's available, when they may apply and how to apply. Putting all that data on a spreadsheet can help them follow through with applications in a timely manner. For students whose financial aid, including loans, does not meet their financial needs, scholarship research and applications should become a hobby throughout the college process. Additionally, students should not overlook part-time paid internships and other professional skill related employment on and off campus to help meet college costs.