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College Talk Blog

We are ripping the college access safety net

The student loan program is a safety net for middle class families particularly hard hit by the recession. Student loans make it possible for any student from a family with income levels that make them ineligible for grants to still afford community college if parents can't help. If a family has managed to save for education, student loans give a student additional educational choice to go to a residential college or to attend college out of state.
Recent surveys have found a correlation between family income and valuing college. Families with an annual income under $90,000 value a college education less than families with incomes over $90,000 per year. The middle income demographic is the same one that is less likely to get significant grant funding. Making it more expensive for students to obtain loans for college by doubling interest rates will discourage some families from sending their children to college.
Unless lawmakers are successful passing legislation to prevent student loan interest rates from doubling July 1, another barrier will been placed in front of middle class students trying to work their war toward the American dream. At this stage of our national recovery from the recession, is it a good idea to further drown students in debt for education we desperately need for them to have in order for us to complete in the global marketplace?

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