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Will My College Be Open?
College in the Era of Covid
Student Loan Interest Rates Drop for 2020-21
Not All Info on the Web about FAFSA is Accurate
SAT, ACT and Covid-19

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College Talk Blog

Will My College Be Open?

In a word, yes, your college will be open this fall. The question is: how open will it be? College presidents are closely following the requirements in their states which differ greatly from one another. If you are going to a college in Virginia, you will be entering a hybrid approach where some of the year will be in person (covid-19 permitting) and some will be virtual. If you are planning to enter a college in South Carolina, you are likely to be attending college in person. At most colleges, golf and cross country might be competing but many sports are either on hold or seriously cut-back in activity due to the risk of infection.

College in the Era of Covid

Should you send your child to college during Covid-19? Lots of parents are wondering if they should. But most parents tell me they feel that this is an important moment in their kids lives and they don't want them to lose out on the life-changing experience of going away from home and exploring the subject they are passionate about.

The best strategy for parents is to be well-informed about the opening strategy to keep students safe next fall. Some colleges have restricted who can return and who will study online in order to have private rooms for students.

Student Loan Interest Rates Drop for 2020-21

Federal student loan interest rates have dropped significantly for 2020-21. Students will pay 2.75% compared to 5.05% in 2019-20. Parent loan interest has dropped to 5.3% from 7.6% in 2019-20. Graduate student borrowers will be charged 4.3% compared to 6.6% in 2019-20.

Both dependent and independent students are eligible to borrow. Students can be full or part time and must carry a half-time load, which is six credits. 

The federal student loan program helps individuals and families fill in the gap between what college costs and any other grants or scholarships the student may have been offered.

Not All Info on the Web about FAFSA is Accurate

Some are well-meaning. Others are out to make a profit. Whatever their motives, some websites posting information about financial aid and FAFSA are inaccurate.  

For example, the deadline to file a FAFSA is in June each year for the financial aid year that began the year before. June 30, 2020 is the deadline to file a FAFSA for the financial aid school year 2019-2020. What this means is that a student could start college in August 2019 and decide to file their FAFSA at the end of the school year and (assuming they do not owe their college any money) receive a retroactive payment for any grants for which they were eligible (assuming there were grant funds still available).

SAT, ACT and Covid-19

Wondering what to do about SAT or ACT testing this year as a rising senior is enough to make your head explode. And finding out where your test is being held or if it has been cancelled has also been a challenge for some. Long wait times to talk to a representative about those questions has been part of the drill. The secondary source of info, schools, have also been difficult to reach for answers due to school closings.

Tired of the confusion, some students have simply decided not to test in light of the