 One of our favorite gifts to give our kids is the one-size-fits-all kind; money. Families involved in churches often ask their children to put 10% of those gifts aside for Sunday School offerings. Families planning to send their children to college could apply that strategy to college savings activities at home.There is much to be said for including children in the savings activities for their college educations. Call it early financial literacy training. If parents and students saved that way for college with the guidance of a certified financial planner, it would take away some of the stress associated with paying college tuition when the child gets ready to enter college. |
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Parents and students often remark that they find scholarships to be elusive. They know they exist. They even know people who have gotten scholarships. But when it comes to meeting their own college costs, they feel that the scholarships they find often have some qualifier that they do not meet.
Scholarships. Parents hope for them but are often unsure how to proceed. Students and parents find the entire college financing process mysterious and confusing. They may not know that they should pursue scholarships until it is too late, usually when they receive a college admissions or financial aid offer significantly less than the actual cost of college. 
Scholarships. To students, the word scholarship often conjures up a vision of work for which over-scheduled students have little time in search of money that may not materialize. Worse, the work is writing essays, a skill left in the dust of emails and texts.